Skip to content
Reports

Pick the depth of analysis you need.

Every report draws on the same database of 398 banks in 39 countries, captured from audited annual statements to one template. Entity reports step up from statistics to a full scored credit view; sector reports cover a country's whole banking system.

StatisticalStandardComprehensive
Business profileIncludedIncludedIncluded
Capital, asset quality, earnings and liquidityIncludedIncludedIncluded
Financial statements in local currency and USDIncludedIncludedIncluded
Full ratio pageIncludedIncludedIncluded
Peer analysisNot includedIncludedIncluded
Ownership and market shareNot includedIncludedIncluded
Industry overview and credit ratingsNot includedNot includedIncluded
Corporate governance and managementNot includedNot includedIncluded
Scored protection factors and overall scoreNot includedNot includedIncluded
Written rationaleNot includedNot includedIncluded
Cover of a sample Statistical Report
Inside page of a sample Statistical Report
Entity report · 11 pages

Statistical Report

The numbers, cleanly presented. Business profile, capital adequacy, asset quality, earnings and liquidity, with financial statements in local currency and USD and a full ratio page.

Best for: Analysts building their own view who need reliable, comparable data fast.

  • Business profile
  • Capital adequacy
  • Asset quality
  • Earnings
  • Liquidity
  • Income statement and balance sheet (local and USD)
  • Ratios
Cover of a sample Standard Report
Entity report

Standard Report

Everything in the Statistical Report plus detailed peer analysis, ownership, and market share by total assets, net loans and customer deposits.

Best for: Counterparty and limit reviews where peer context matters.

  • All Statistical Report content
  • Peer analysis
  • Ownership and shareholders
  • Market share by assets, loans and deposits
Cover of a sample Comprehensive Report
Inside page of a sample Comprehensive Report
Entity report · 17 pages

Comprehensive Report

Our full credit view. Adds industry overview, credit ratings, corporate governance and management, with key protection factors scored into an overall score and a written rationale.

Best for: Credit committees and heads of credit who need an independent opinion on unrated banks.

  • All Standard Report content
  • Industry overview
  • Credit ratings
  • Corporate governance and management
  • Scored protection factors
  • Overall score and rationale
Cover of a sample Sector Report
Inside page of a sample Sector Report
Sector report · 16 pages

Sector Report

A country banking sector on a page at a time: sector averages and bank-by-bank tables for capital, asset quality, earnings and liquidity, plus ratings, market shares and consolidated financials.

Best for: Country risk, portfolio and DFI teams sizing exposure to a whole system.

  • Sector overview
  • Credit ratings
  • Market shares and main shareholders
  • Sector averages and bank lists by protection factor
  • Consolidated financial statements (USD)
Method

How a report is built

  1. Capture

    Audited annual financial statements are captured line by line into a single template, in local currency, then converted to USD at average and year-end rates.

  2. Standardise

    Ratios for capital adequacy, asset quality, earnings, funding and liquidity are calculated the same way for every bank, so peers compare across borders.

  3. Analyse

    Analysts add the business profile, ownership, market position and sector context, drawing on regulator data and published ratings.

  4. Score

    For Comprehensive reports, key protection factors are scored and combined into an overall assessment with a written rationale.

Financial years end in December for most African banks (Ethiopia's banks use June). Audited results appear anywhere from two to eight months after year end, and we update each country as they are published.